FINC 371 Overview of Real Estate Finance

Real estate finance is essential in real estate investments because many times one needs a loan to acquire a property. Major employers in this arena include commercial banks, and regular banks, who give out loans to people who choose to use debt financing to acquire a property. Another employer in real estate finance is appraisal firms. Jobs in real estate finance include brokerage, real estate appraisal, mortgage banking, and title insurance. Some trade organizations in real estate are the American Land Title Association, the Building Owners and Management Association, and Mortgage Bankers Association of America. Real Estate financial markets have been on an increase since the housing downturn in the 2000's. http://finance.yahoo.com/news/everybody-says-downsize-everybody-may-213800235.html This article contends with the idea that downsizing to create a cash inflow can be the wrong idea. It claims that selling your house to beef up retirement accounts can be a bad decision because of the state of the market. It also says that your property can gain significantly in value, thus you will be losing money.